Easy, Simple Financing

FTL Finance specializes in the financing of consumer HVAC equipment. FTL Finance approves the consumer’s credit application; then the contractor can schedule the installation. We will pay the amount financed to the contractor directly when the installation is complete. The consumer will then receive billing information from FTL Finance. The consumer will contact us directly for all billing related customer service.

What We Finance

All Equipment MUST have a model and serial number:

  • Furnaces
  • Air Conditioners
  • Condensers
  • Coils
  • Air-Handlers
  • Heat Pumps
  • Generators
  • Oil-Burners
  • Wood Furnaces/Pellet stoves
  • Electrical Panels
  • Humidifiers
  • Boilers
  • Water Heaters
  • Tankless Water Heaters
  • Water Filtration Systems
  • Geothermal Systems
  • Solar Panels
  • Zoning Equipment

FTL Finance can finance your service only projects such as ductwork, duct cleaning, insulation and small plumbing projects up to $12,500 without a model and/or serial number.

If you do not see the HVAC equipment you want to finance, please call 800.981.9032



"FTL is extremely easy to deal with. Unlike other lenders we have used in the past, there are only 2 forms needed to complete the process. Everyone working in the office is friendly and helpful."
-- Seliga Heating & Cooling Company
Copyright © 2013 - FTL Finance - All Rights Reserved
820 S. Main St., Suite 300 - St. Charles, MO 63301 - 888.314.4588 - 800.981.9032
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