FTL Finance offers convenient fixed interest rate financing for residential HVAC (heating, ventilation, and air conditioning) equipment purchases. Our outstanding customer service provides rapid turnarounds and fair evaluations of entire credit histories, not just score.

FTL Finance specializes in lease financing of HVAC equipment for residential properties since 1996.  By working with contractors across the country we have built a rapid response financing system customized to your needs.

  • Easy, Simple Financing

    FTL Finance provides an easy, simple financing product for both the consumer and the contractor. Financing is an excellent option to allow consumers to purchase better, more efficient equipment, reserve their credit capacity and have a quick solution for an emergency. Choose FTL Finance for Easy, Simple Financing.

  • Quick Contractor Registration

    Contractor registration is easy and simple with a one page online form. Simply complete the online form, submit your driver’s license, sign the agreement and we do our verification and get you your username and password. How easy and simple is that?

  • Detailed Contractor Training

    Financing is more than numbers and papers. Let FTL Finance teach you how to grow your business by closing more projects with financing. We will help you choose programs to offer that are best for your business and teach you and your team how to offer an easy, simple payment plan.

  • Friendly Customer Service

    Whether you are a contractor who needs a bit more help or a consumer making a payment, our Customer Service team will work quickly and efficiently to find you the solution. Our team is comprised of friendly and knowledgeable people to help make financing both easy and simple.

  • Complete Online Experience

    Manage your financing projects any time of the day. All applications, contracts and funding information is found easily at the App Tracker tab. Customers can also make payments and schedule auto-withdrawls online. Log-in and start making financing easy and simple.

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1215 Fern Ridge Pkwy Ste 216 - St. Louis, MO - 63141 - 888.314.4588 - 800.981.9032
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