⚠️ FTL Finance will be closed on Monday, January 20.
Our underwriting team will be available on January 20 between 8 a.m. – 6 p.m. CST.
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For Contractors
What are the interest rates & available programs?
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What is a standard approval?
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What is an risk-based program approval?
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What is the partner program?
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My homeowner is approved. When will I receive payment for the project?
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Can I fill out the application for my customer?
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What if my homeowner doesn't have an email?
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How long does it take for an application to process?
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What is the credit score cut off/credit requirements?
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Can anyone co-sign or only another homeowner?
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What are the registration requirements?
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Is the interest accrued annually?
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Why do we need serial numbers to finalize loan documents?
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What are your most popular programs?
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Will I get notified when my funds are deposited?
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For Homeowners
After being approved, what is my interest rate?
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What are my options if I am not extended a financing offer by FTL Finance?
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Are there any prepayment penalties?
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How do I make payments?
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Can I apply if I don't own the property?
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When is my first payment due?
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When will my contractor receive payment?
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