⚠️ FTL Finance will be closed on Wednesday, December 24, and Thursday, December 25.
Please note that we will not have underwriting hours on December 25. Our underwriting team will check in throughout the day on December 24.
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For Contractors
What are the interest rates & available programs?
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What is a standard approval?
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What is an risk-based program approval?
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What is the partner program?
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My homeowner is approved. When will I receive payment for the project?
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Can I fill out the application for my customer?
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What if my homeowner doesn't have an email?
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How long does it take for an application to process?
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What is the credit score cut off/credit requirements?
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Can anyone co-sign or only another homeowner?
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What are the registration requirements?
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Is the interest accrued annually?
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Why do we need serial numbers to finalize loan documents?
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What are your most popular programs?
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Will I get notified when my funds are deposited?
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For Homeowners
After being approved, what is my interest rate?
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What are my options if I am not extended a financing offer by FTL Finance?
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Are there any prepayment penalties?
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Can I apply if I don't own the property?
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When is my first payment due?
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When will my contractor receive payment?
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