⚠️ FTL Finance will be closed on Monday, September 1.
While we're away, our underwriting team will check in throughout the day between 9 a.m. and 5 p.m.

Pick your programs.

With FTL Finance, your homeowners will choose a loan from the programs you have on your account. Use the form below to customize your account’s program offerings.

RISK-BASED PROGRAMS

Give your credit-challenged homeowners loan options with better rates. Opt into these programs by selecting your maximum risk fee. If you do not select a risk fee, they will only be offered a no-cost program with a higher interest rate based on their credit profile.

STANDARD PROGRAMS

Your account includes three standard programs with no contractor cost as the default. To change or add programs, please select all of the ones you’d like to have on your account and submit the request. Remember, every customer with a standard approval will choose from your selected programs.

First Name
Last Name
Questions? Call us at 800.981.9032 or email us at ISR@FTLFinance.com.

CONDITIONS AND STIPULATIONS FOR THE DEFERRED/NO INTEREST OPTIONS
Finance Lease Option
90 Days Same As Cash (SAC): First payment is not due until 90 days from the date of the contract. If the customer pays the entire amount by the end of the 90-day SAC term, they are not charged interest for the period. Payment in full must be received prior to the end of the 90-day period for the finance charges to be waived. If payment is NOT received in full by the end of the 90-day period, the finance charges for the 90-day period will accrue from the original date of the contract and on the original financed amount.
6 Month Same As Cash (SAC): First payment is not due until 6 months from the date of the contract. If the customer pays the entire amount by the end of the 6-month SAC term, they are not charged interest for the period. Payment in full must be received prior to the end of the 6-month period for the finance charges to be waived. If payment is NOT received in full by the end of the 6-month period, the finance charges for the 6-month period will accrue from the original date of the contract and on the original financed amount.
12 Month Same As Cash (SAC): First payment is not due until 12 months from the date of the contract. If the customer pays the entire amount by the end of the 12-month SAC term, they are not charged interest for the period. Payment in full must be received prior to the end of the 12-month period for the finance charges to be waived. If payment is NOT received in full by the end of the 12-month period, the finance charges for the 12-month period will accrue from the original date of the contract and on the original financed amount.
Original purchase must be equipment with a model and serial number. Services financed without a model and serial number must be less than $12,500. Subsequent purchases require approval and may require that the customer’s credit be checked. Rates are subject to change without advance notice. Subject to credit approval.
*No credit card processing fees or application fees
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