Easy, Simple Financing

FTL Finance provides HVAC/Plumbing/Electrical contractors with an easy, simple consumer financing solution.  We help thousands of contractors to grow their business by keeping the registration and application process easy, focusing on training and superior customer service, offering free financing programs and approving customers with challenged credit profiles.  FTL Finance was formed in February 2002 for the purpose of acquiring Thomas Leasing Company, a company that provided HVAC financing since 1996. This acquisition was the first step toward building a national specialty finance business. Since 2002, FTL Finance has had consistent profitable organic growth by focusing on exceptional customer service, efficient processes, and the development of long term contractor and distributor relationships.

FTL Finance is a division of FTL Capital Partners, LLC, a merchant banking firm that invests capital and uses its expertise to help businesses grow profitably over the long term.


"We have had a relationship with your company for at least 10 years now. It has always been very professional and what I like more than anything else is the accessibility to you and Todd. Truly great service. As a great service provider ourselves I thought you should know how we feel. All too often people tell you when they’re not happy but don’t tell you when you’re doing a great job. Job well done. Thank you for being there for us when we need you!"
-- Francis Pass - Pass One Hour Heating & Air Conditioning
Copyright © 2013 - FTL Finance - All Rights Reserved
820 S. Main St., Suite 300 - St. Charles, MO 63301 - 888.314.4588 - 800.981.9032
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