HVAC Financing Solution

Chances are you weren’t expecting to make an HVAC purchase and most families don’t have $5,000.00 or more on hand for this type of expense. This is where FTL Finance can benefit you. Not only is financing a great option for when you have an emergency expense, but also for when it makes sense to use your financial reserves for something else.

Why FTL Finance is a great choice….

  • You’re more than a credit score, we look at your overall financial picture
  • There are no prepayment penalties
  • No default rate for missed payments or after a deferred interest period has expired
  • Simple paperwork
  • Quick response to credit applications
  • Online/auto payment options with no charge

Looking for a contractor?

If you need a contractor we can help you find one, if you have one go ahead and apply. We look forward to providing you with easy, simple consumer financing.


"FTL is extremely easy to deal with. Unlike other lenders we have used in the past, there are only 2 forms needed to complete the process. Everyone working in the office is friendly and helpful."
-- Seliga Heating & Cooling Company
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820 S. Main St., Suite 300 - St. Charles, MO 63301 - 888.314.4588 - 800.981.9032
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