Two Easy, Simple Financing Products

FTL Finance provides two HVAC consumer financing products. Contractors will work with customers to choose the best option. Whether consumers want to pay off the loan quickly or want a very low monthly payment, we have choices. See product options below, remember not all products are offered in all areas.

FTL Finance Lease

  • Competitive fixed rates from 9.9% to 18.9%
  • Terms up to 7 years
  • Loan amounts from $1,000.00 to $35,000.00
  • Deferred interest plans available for 90 days, 6 months, and 12 months (plans not available in all areas)
  • No minimum monthly payment required during deferred interest period
  • Regular financed contracts are available in all areas

FTL ESC Card

  • Non-Promotional rate of 17.9%
  • Loan amounts from $300.00 to $35,000.00
  • Deferred interest plans available 6 months and 12 months (plans not available in all areas)
  • Minimum monthly payments required during deferred interest period
  • Regular revolving lines of credit are available in all areas

Testimonial

"FTL is extremely easy to deal with. Unlike other lenders we have used in the past, there are only 2 forms needed to complete the process. Everyone working in the office is friendly and helpful. "
-- Seliga Heating & Cooling Company
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820 S. Main St., Suite 300 - St. Charles, MO 63301 - 888.314.4588 - 800.981.9032
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