3 HVAC Trends to Prepare for in 2023

As we look forward to 2023 HVAC trends, contractors should prepare for continued HVAC price increases, demand for IAQ, and business acquisitions. 2022 was one for the history books. From record-high inflation to the passing of the Queen, it is certainly one to remember. In addition to world events, we at FTL Finance kept a […]

HVAC Leasing: What Is It and How Does It Work?

When it comes to offering financing to customers, contractors can and should look beyond the traditional options. HVAC leasing and lease-to-own are great options for customers with poor credit history. No one plans for their HVAC system to go kaput. But the universe has a funny way of killing the AC during a heat wave […]

The Contractor’s Guide to HVAC Financing Solutions

As homeowner interest in HVAC financing grows, contractors need to be well-informed about the options available to them and their customers HVAC industry veterans know that it wasn’t so long ago that homeowners paid for your services with cold, hard cash. If customers didn’t have the cash, they either borrowed it from somewhere, or they […]

Installment Loans: How Do They Work in the Home Improvement Industry?

Installment loans are a straightforward financing solution that offers homeowners payment flexibility and contributes to contractor business growth Home repairs and updates are one of the best ways to improve a home’s value, with homeowners spending an average of $10,341 on home improvement projects in 2021. But how are homeowners paying for these projects? According […]

My Customer Wasn’t Approved for Home Improvement Financing — Now What?

Facing a customer credit denial feels like a major project roadblock, but remaining calm and flexible can salvage the experience for everyone. Home improvement projects are stressful undertakings for homeowners to manage — and the high cost of contractor services seems to be the number one source of that stress, according to a recent survey […]